M*****i

Dy. Chief Executive Officer

About Candidate

I aim to leverage my diverse and extensive experience to foster personal and professional growth in the
dynamic realms of Banking and the IT Industry. My background encompasses a successful track record
encompassing Branch Banking Distribution Networks, Retail, Commercial and Corporate Sales, Operations &
Services, Alternative Delivery Channels, Business Process Re-engineering, and Branch Management at
esteemed institutions including Habib Bank AG Zurich, Faysal Bank Limited, and Askari Bank Limited.
Currently, I am engaged with NetSat (Private) Limited, a company featuring six business segments with a
workforce of over 200 spread across the country. My focus remains on embracing challenges, pursuing
innovative solutions, and ensuring exceptional customer satisfaction through engaged teamwork.

Salary
PKR
Nationality
Pakistani
Certifications

Ilm-e-Deen Course - (Al-Burhan) - 2022
Certificate in Entrepreneurship (IBA) - 2017
Islamic Banking Certificate Course - (NIBAF - SBP) - 2015
Productivity & Service Improvement Training -Business Process Reengineering (LoBue University - USA) - 2013
Effective Branch Management (IBP) - 2010
Chinese language proficiency HSK-1 (Hanban - Confucius)

Training & Workshop

The 4 Essential Roles of Leadership - (Franklin Covey) - 2019
Various other training and workshops conducted at the mentioned institutions during the professional career

Looking for Job Title
Business Head / Sales Head / Operations Head
Award

Earned various awards on the achievements of the Business and Operations excellence during the professional career.

Consistently exceeded targets in mobilizing fresh deposits and cross-selling
Key contributor to Business Process Reengineering at Faysal Bank, realigning banking processes
Earned multiple awards in liability mobilization, Bancassurance, cross-selling, and SME/commercial growth on pan south and pan country basis.
Remained top performer in the Bacnassurance sales and archived altogether Five Sales Convention at Faysal Bank and Askari Bank
Recognized for identification of the potential locations for opening of new branches in Karachi and Baluchistan with timely opening and driving these same to convert into a profitable business unit.
Strong commitment to mentor-ship, people management, and employee development.

Location

Education

M
MBA (Executive) 1998-1999
University of Sindh

Marketing Management

B
Bachelor of Commerce 1989-1991
University of Karachi

Accounting Management Economics

Work & Experience

D
Dy. Chief Executive Officer October 20, 2020 - Till Date
Netsat Private Limited

I oversee the overall business and operations and services across three offices: Karachi (Head Office), Islamabad (Regional Office), and Lahore (Regional Office). NetSat is a multi-faceted company with business segments including Internet Service Provider (ISP), Rated – 3 Complaint Data Center, Call Centre, Solar Power, Media Channels, and Broadcasting Solutions. My responsibilities include strategic planning, financial management, regulatory compliance, fostering credibility within the finance leadership team, budgeting, policy implementation, and effective communication within the organization. Additionally, I am entrusted with developing business strategies, optimizing financial partnerships, ensuring cash flow projection, advising on strategic decisions, and promoting a high-performing managerial team. I am also involved in optimizing banking relationships and market analysis.

S
Senior Vice President / Area Manager October 12, 2015 - October 9, 2015
Askari Bank Limited

I managed and strategically promoted business across various branches of the Area - VII , which includes branches of Karachi city and Baluchistan costal belt Area VII. My focus included developing business plans, driving growth in trade volumes, assets sell, profitability enhancement, ensuring premium pricing, supervising liability and asset sales, product penetration, maintaining excellent customer relationships. I also took part in the formulation and execution of budgets, motivating teams, ensuring service quality, and fostering coordinated practices across branches.

S
Senior Vice President / Regional Manager November 2014 - October 2015
Faysal Bank Limited

I managed multiple branches within the North Karachi Region, focusing on business development, growth strategies, profitability, customer relationships, and budgeting.

S
Senior Vice President / Area Manager / Core Team Member - Business Process Reengineering January 2011 - October 2015
Faysal Bank Limited

Aside from managing the Business and Operations aspects of the 35-branch network spanning the SME - South Region, North Karachi, and North Nazimabad Regions, I actively participated in the Business Process Reengineering Project. This entailed making contributions to process improvements, ensuring adherence to regulations, involving stakeholders, and proficiently implementing new protocols across the bank's branch network.

V
Vice President / Branch Manager April 2007 - January 2011
Faysal Bank Limited

I joined Faysal Bank as Branch Manager and headed Business and Operations of the top Branches of Pakistan. My journey at FBL was started as Branch Manager of Business Avenue, Shahrah-e-Faisal and subsequently lead Quality Heights - Clifton Branch and Head Office - Main Branch - Faysal House, Karachi. These branches have been considered as the top branches of the bank.

A
Assistant Vice President / Executive Incharge Domestic Banking August 2005 - April 2007
Askari Bank Limited

I managed the Clifton Branch, which was ranked among the top 5 branches of the bank.

C
Chief Manager / Manager Operations / Manager e-Banking May 1991 - August 2005
Habib Bank AG Zurich

I began my career at Habib Bank AG Zurich and progressively advanced to managing the Deposit Department at the Main Branch in Karachi, gaining experience in various aspects of banking. I was responsible for various roles and responsibilities at the Karachi Main Branch and subsequently at Korangi Industrial Area Branch, including overseeing operations and managing the newly established branch.

Skills

Extensive experience in the banking industry, blending sales and operations expertise.
Skilled in coordinating between business, operations, and support functions.
Experienced to attend and satisfy the Corporate sector, High Networth Individuals and general customers.
Ability to liaison and coordinate well with the Corporate and Retail business as a facilitator / mediator.
Strong counseling and motivational abilities, fostering team engagement.
In-depth understanding of market dynamics from both business and HR perspectives.
Senior management experience in elite institutions, with refined negotiation skills for quick wins.
Proficient at building and maintaining strong internal and external relationships.
Excellent at raising motivation and ensuring exceptional service quality.
Capable of leading large teams across multiple locations.
Excellent public speaking skills with the ability to engage, inform, and persuade diverse audiences effectively.
Well-connected within the business community, public / private sectors, government, and armed forces
Expertise in leading and managing projects within defined timelines and budgets.
Strong problem-solving skills, promoting effective teamwork to resolve complex issues
Committed to delivering strategic results with professional acumen and leadership skills.
Proven ability to drive success through leadership and strategic thinking.