A*****i

Track and analyze underlying economic, demographic, financial and regulatory trends that could impact investments  Clear budgetary planning for both the short and long term, knowing the financial implications of any decision before proceeding  Analyzing the stock market, finding profitable investment opportunities, and advising clients in making sound decisions.  Manage investment activities, and create strategies and plans for the long-term financial goals of an organization

Keep track of economic news, market trends and geopolitical events that may effect currency exchange rates.  Implement risk techniques to protect against potential losses. Set stop-loss orders and take-profit targets to limit exposure.  Track and analyse trading performance metrics such as profit & loss, win ratio. Identify areas for improvement, take necessary actions.

Enhancing outreach and Organic growth of 4 branches of North region. Managed and supervised a team of almost 20 Managers, Asst. Managers and officers. Designing job description of entire staff and thereby implementing for group targets. Getting daily, weekly reports from staff and resolving work related issues.

Designing business plans and implementation of it on Branch Managers. Strengthen and supporting distribution model and customer services. Getting feedback from BM’s and customizing business plans according to requirements.

Mobilization of Deposits and achievement of assigned deposit targets. Achievement of ADC targets of Mobile App, Internet Banking, SMS Alerts etc. Handling Customer’s foreign remittance and imports, exports proceeds. Extending Consumer financing of Autos and Houses in accordance with targets. Remained Branch Manager of 6 branches of Quetta including Main Branch. Also performed as a Resource person for Islamic Banking Fundamentals in the region. Branch profit manifolds by extending Letter of Guarantees and Ijara based Car Finance Mobilized Fund / Non Fund Based Assets portfolio of Rs.1 Billion comprising of Islamic Banking products of Mudaraba, Musharika, Murabaha, Ijara, etc Paid personal visits as per the requirements of Islamic Banking Assets Financing. Recovery / Adjustment of installments / principal through counseling of Islamic Assets

Performed as Credit Hub Head (Balochistan Region) Dealt in scrutiny and analysis of Fund Based / Non-Fund Based proposals of the province having a portfolio of more than Rs.7 Billion. Recovery of stuck-up / time barred advances through negotiations / courts.

Worked in Credits Department, raised credit portfolio from Rs.300 M to Rs.6 Billion. Dealt in Personal Loans, Term Finance, Running Finance, Demand Finance, Letter of Guarantees & Credit Cards etc. Preparation of Credit Line Proposal. Balancing of Accounts and Record keeping.